ALICE lives here.

Nearly 4 in 10 households in Berrien, Cass and Van Buren counties can't afford the basics. They're our coworkers, caregivers and neighbors.

Meet ALICE

AAsset
LLimited
IIncome
CConstrained
EEmployed

ALICE® households are our neighbors who earn more than the poverty line but not enough to cover the cost of living here.

You know ALICE. ALICE rings up your groceries, cares for your kids, cleans your office after hours and drops packages on your porch. In Michigan, 47% of cashiers and 42% of cooks live in households below the ALICE Threshold.

ALICE isn't a small group on the edges. Across our three counties, 28,971 households are ALICE. Add the 15,714 households living in poverty, and 44,685 local households can't afford the basics.

Why the poverty line misses them

The federal poverty line was created in the 1960s, and it's the same in Benton Harbor as it is in Manhattan. The ALICE Threshold looks at what it actually costs to live here, using just six basics: housing, child care, food, transportation, health care and a smartphone plan.

Federal poverty line, family of four$31,200
Two full-time paychecks: a cook and a bank teller$62,946
What the basics cost in Berrien County$79,884

Two parents, two kids in child care. Even with two full-time jobs, they're nearly $17,000 short.

That gap is where ALICE lives. They earn too much to qualify for most help and too little to get ahead. And it's getting harder. In Michigan, the cost of those six basics climbed 4.9% a year from 2021 to 2024, more than double the pace of the years before the pandemic.

Life below the threshold

When there isn't enough money to go around, every week is a set of impossible choices.

  • Pay the electric billorfill the tank to get to work
  • Buy groceriesorfill a prescription
  • Pay more rent to live near workorpay more to commute
32%

Only 32% of households below the ALICE Threshold across Michigan and its neighboring states have enough savings to cover three months of expenses. One car repair or hospital bill can knock the whole thing over.

$1,393

That's what child care for two kids costs each month in Berrien County. It's more than rent.

One story: Leatrice

Leatrice Fullerton works in advocacy and community education at Disability Network Southwest Michigan, which serves people with disabilities in Berrien, Cass and Van Buren counties. She has a master's degree, and it still took her a long time to land a job in her field.

Leatrice is also a person with a disability, and she knows what it's like to ask agencies for help and not get it.

I know what it’s like being on the other side of the desk.
Leatrice Fullerton

Her experience isn't rare. United For ALICE found that in 2019, nearly half of Michiganders with disabilities lived below the ALICE Threshold.

ALICE in Southwest Michigan

These numbers come from the 2026 State of ALICE report, which uses the most recent data available (2024). Tap a county to see how many households are struggling and what it actually costs to get by.

  • ALICE households: working, but short of the basics
  • households below the poverty line
  • Everyone else

Percentages are rounded, so they may differ by a point from adding up the ALICE and poverty rates on the county reports.

What it costs just to get by

The ALICE Survival Budget covers the bare basics. No savings, no dinners out, no birthday presents.

needed per year
per hour, full time
per month

Who's struggling most

Out of every 100 households in each group, here's how many can't afford the basics, compared to Michigan overall.

Who's feeling it most

ALICE lives in every community and every demographic group, but some neighbors are hit harder.

88%

Young adults

of Berrien County households headed by someone under 25 are below the ALICE Threshold. Statewide, it's 67%.

About half

Seniors

of households headed by someone 65 or older in Cass and Van Buren counties can't afford the basics. Fixed incomes don't stretch as prices rise.

83%

Single parents

of single moms in Cass County are below the threshold. It's 77% in Berrien and 75% in Van Buren.

Nearly 3 in 4

Black households

in Berrien County are below the ALICE Threshold, the result of long-standing barriers to good jobs, housing and education.

What United Way is doing

ALICE is the reason we exist. Everything we fund works to help families cover the basics and build a little breathing room.

Connecting people to help

2-1-1 links anyone to local resources for rent, utilities, food and more, 24/7. Just dial 211.

Putting money back in pockets

Our free tax prep program (VITA) helps working families file for free and claim credits like the Earned Income Tax Credit. Nationally, about 1 in 5 people who qualify for the EITC never claim it.

Investing in local programs

We fund local partners working on the things that make or break an ALICE budget: food, housing, child care, health and financial stability.

Making healthy living affordable

Be Healthy Berrien works to improve food access and active living opportunities across the county.

In 2025, United Way and its partners impacted 207,706 people across Berrien, Cass and Van Buren counties.

How you can help

Give

Your gift funds local programs that help families cover the basics and weather the unexpected.

Donate today

Advocate

Policies on wages, child care and housing decide whether ALICE gets ahead.

Speak up with us

Volunteer

From tax prep to school supplies, there's a way to pitch in close to home.

Find an opportunity

Employers: ALICE is likely on your payroll. A workplace campaign is a simple way to support your own team and your community at the same time.

Share this page with #StateOfALICE and tag @United4ALICE.

Quick questions

Isn't ALICE just another word for poverty?

No. Households in poverty are below the federal poverty line. ALICE households earn more than that but still can't cover basic costs. Together, they make up everyone below the ALICE Threshold.

Why don't they just get better jobs?

Many ALICE workers already have jobs, sometimes two or three. The problem is that costs for housing, child care and health care have climbed faster than wages. In Michigan, even $20 an hour doesn't cover the basics for one parent and one school-age child in 80% of counties.

Does this include retirees?

Yes. Seniors are one of the fastest-growing ALICE groups in Michigan, and about half of senior households in Cass and Van Buren counties are below the threshold.

Where does this data come from?

United For ALICE, a national research effort that partners with United Ways in 41 states and Washington, D.C. The Michigan report is produced with the Michigan Association of United Ways.

Data from United For ALICE, The State of ALICE in Michigan: 2026 Update on Financial Hardship, produced with the Michigan Association of United Ways. Data reflects 2024, the most recent year available. United For ALICE partner